I have advise to all out there. Get out of debt as quickly as you can by some legit means. I have been in CC debt of some sort for decades now. All we do is feed an industry that is so evil, so absolutely without heart or soul I could only call it a monster of pure malice and greed. I pray that someday the leaders of this country will put a stop to this kind of lending it's just damn wrong. It's predatory to say the least.
Unfortunately, the banking industry has our leaders in their pocket. So help isn't on the way for anyone. All the resent lending laws have done is make higher APRs the norm thus hurting the average person, and making their debt go out of control. I'm sick to the damn stomach.
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